State Life_Happy New Year

Sate life Insurance Corporation Of Pakistan- Happy New Year                " سا ل نو مبا ر ك"  "HAPPY NEW YEAR".

We wish our distinguished visitors 

"Happy New Year".
2016

Web Administrator

Open an account
 with
 State life now

l

 بیمه زندگی بهی اورمنا فع  بهی

 ایک غمزده گهر کا بهترین سهارا

همارا     STATE LIFE
Give me(IKRAM) a call now
03234969112        Lahore-Pakistan

2016 ko aik yaad gaar saal banaiay..

And financially secure the bright and prosperous future of your loved ones.State life,the tested and the trusted friend of many happy policy holders of Pakistan.Be a family member of the happy, Satisfied and financially secured families of Pakistan.Be a caring and loving father.Be a caring and loving husband.Be a responsible citizen of Pakistan.Save big and save enough for your old age.Your endowment a few clicks away from you.Get an endowment policy and become millionaire in only 20 years.Get tax free loans from your life insurance policy.Death benefits are tax free for the beneficiary.A respectable and decent way of getting help and helping others.Pay the premiums regularly.Your permanent life insurance policy will provide coverage through out your life irrespective of your health.Get the policy when you are young.When you are young you will pay less amount of premium and get a life insurance policy of higher sum assured.

..............
Please tell us your name.
Name of your city.
Your age.
How many rupees you love to deposit with State Life every year for at least 20 years.

YOU can not afford
 to say "NO".

 Ask us for the quote now.

PKR ONE MILLION SUM ASSURED

 e.mail statelifeonline@yahoo.com

        SKYPE statelifeonline  

 092-0323-4969112 

 Lahore,Pakistan  
 
Well done,
Thank you.Thank you very much.
Have a nice day.

Ikram Ul Haq Mirza

Certified Life Insurance Analyst

Business News & Financial News | Reuters.com

state life-learn the secret

State life Insurance Corporation of Pakistan-learn the secret

Open your account with the State Life,complete the process before DEC 31 and get FULL YEAR'S BONUS to make your life insurance policy more valuable at a very low cost.Give me (IKRAM) a call now and learn the real secrets and much more.

 بیمه زندگی بهی اورمنا فع  بهی

Crore pati ban nay ka

 sahi moka. 20 Lacs ki policy leejiay aur sirf 20 saloon main

Aik Crore kay malik ban jaiay.

Do not forget to get this facility well before DEC 31.

Do you have any idea how to make best use of your idle money in the bank?

 Life insurance بیمه زند گی zaroori nahi بلکه bohat zaroori hay. 

 ایک غمزده گهر کا بهترین سهارا

همارا     STATE LIFE

statelifeonline@yahoo.com

Get your Life Insurance Policies Reviewed by your Certified Life Insurance Analyst.

YOU can not afford
 to say "NO".

 Ask us for the quote now.

PKR ONE MILLION SUM ASSURED

 e.mail statelifeonline@yahoo.com

        SKYPE statelifeonline  

 092-0323-4969112 

 Lahore,Pakistan   

State Life-Group endowment insurance scheme

State Life Insurance Corporation of Pakistan-One more special offer
Group Endowment Insurance Scheme is a special plan introduced by State Life.This plan particularly  suits to those employers who want to protect their employees through their endowments which they have created for their benefits.
Today's post is about the same plan.
For more details as usual you may please contact.
Ikram ul Haq Mirza
Certified Life Insurance Analyst
03234969112 lahore-Pakistan
email        statelifeonline@yahoo.com
Skype               statelifeonline
Thanks.
State life
Web Administrator

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Group Endowment Insurance Scheme

Group Endowment Scheme is a unique saving and protection scheme through which the employees of an employer can enjoy insurance protection throughout their service and also get a lump sum cash amount upon their retirement if they survive upto retirement.

What Need Does It Fulfill?

In Pakistan most employers do not operate any pension scheme for their employees although some employers may have a provident fund scheme or a gratuity scheme. The expected benefits at retirement under a typical provident fund scheme and gratuity scheme combined are woefully inadequate for a retiring employee for maintaining his standard of living after retirement unless he supplements these benefits with his own personal savings. Keeping this in view some employers may wish to encourage a habit of saving amongst their employees for their own welfare. Group Endowment Insurance Scheme can be a means of introducing a compulsory saving scheme for the employees under the sponsorship of the employer. Participation in the scheme is usually compulsory. However, if participation in the scheme is voluntary, at least 75% of eligible employees must participate.

Benefits Of Group Endowment Insurance Scheme

Under this scheme each employee is provided insurance protection for an amount which may be flat or depends upon the designation or salary of the employee. The amount of insurance is payable on maturity or death if it occurs earlier. In most cases the term of the endowment insurance for each employee is determined in such a way that the policy matures at or near his retirement date.
This enables the maturity proceeds to coincide with retirement and supplement the retirement benefits

1. Profit Participation

The endowment insurance is issued on a with profits basis. The same bonus rate are applicable as for the corresponding individual endowment insurance policies.

2. Premium Rates

The same premium rates are applicable as for individual endowment policy but with the added attraction that in group form some volume discounts are also applicable depending upon the size of the annual premium.

3. Surrender Value

The policy acquires Surrender Value in respect of a member after insurance cover has been inforce for at least two years on that member and no premiums are in default.

4. Loan Facility

Under this scheme if the member needs immediate liquidity and a policy has acquired Surrender Value in respect of member, he/she can avail a maximum loan of 80% of the net surrender value of the policy.

5. Continuation Privileges

If an employee leaves the service of the employer, he can surrender his policy against the Net Surrender Value. He is also provided with the option of continuing his endowment insurance coverage in an individual capacity without any evidence of good health, for the same sum assured and term as he was enjoying during his service. The premium rates applicable to the policy are the same as are generally applicable to the same class of business in and individual capacity.

• What riders can be added?

The ADB, PTD (Accident) and NDB can be added to this policy if desired.

• Suitable For..

This plan is suitable for employers who desire to inculcate a habit of saving amongst their employees in addition to providing them insurance against premature death.

Source:http://www.statelife.com.pk/html/group_endowment.cfm