The State Life And The "RIDERS".
|Ikram Ul Haq Mirza|
Life Insurance Analyst
Oh yes! The State Life is very generous in providing two facilities at least to it's policy holders.One is "THE BONUS" and the other is "THE RIDERS".These riders make the policy very valuable.In this post we will see what these riders are and how they make life insurance policy more valuable.
let us first of all see how a "RIDER"may be defined?
Riders may be defined as "a special contract of an insurance policy that is purchased separately but is attached to the main or to the basic policy and that provides additional benefits at an additional cost."
These are also called as "Supplementary Contracts" .
|Thus we see that riders are very important contracts.They are attached to the basic policy and hence they can not be purchased separately.They provide additional facility or benefit at the cost of an extra premium. |
The popular riders or supplementary contracts offered by The State Life are:
AIB: Accidental Indemnity Benefits
ADB: Accidental Death Benefits
FIB: Family Income Benefits
H&S: Hospital And Surgical Benefits
RPR: Refund Of Premium Rider
SWP: Special Waiver Of Premium
TIR: Term Insurance Rider
"JEEVAN SATHI POLICY"
We request you to please do not hesitate and feel free to Contact Us.If you have any problem related with any insurance policy issued by State Life,no matter if it is related with service,maturity claim,death claim,quote or what so ever it is.
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Life insurance بیمه زند گی zaroori nahi بلکه bohat zaroori hay.